Willis

Working with attorneys on their risk management issues for more than 20 years, we developed the LawyerGuard^® Program to address the serious risks of the trade, risks that can affect lawyers personally and professionally. The LawyerGuard Program offers multiple options for firms of all sizes and coverages are individually tailored to law firm needs.

For detailed information, please visit www.lawyerguard.com. Below is a brief program summary.

The LawyerGuard Program consists of two components:

• Preferred program for defense attorneys
• Standard Lawyers Professional product

Defense Lawyers Professional

• Designed for law firms engaged in at least 51 percent defense work
• Established in 1988 and endorsed by the Defense Research Institute (DRI)
• Open to DRI members and non-members
• Available in all states
  
  Coverages Offered
  • Punitive Damages (where allowed by law)
  • Loss-only deductibles built into the form (except in TX, CA, FL)
  • Worldwide coverage
  • Defense reimbursement
  • Optional separate defense limits
  • Innocent Partner coverage
  • Mutual choice of counsel
  • Nonprofit Directors & Officers Liability coverage (automatic)
  • Career coverage option (for work before joining firm)
  • Extended reporting period (coverage available with reinstated limits)
  • Web site coverage
  • Only three exclusions
  • Includes Retired Partner^TMs coverage for qualified attorneys
  • Interest-free premium financing

Standard Lawyers Professional

• Full-time private practice law firms
• Available in all states
  
  Coverages Offered
  • Defense reimbursement (Subject to a policy maximum of $10,000)
  • Minimum premium $1,000
  • Claims expenses outside the limits of liability available to qualifying firms
  • Flexible deductible options including first-dollar defense and aggregate deductible
  • Disciplinary proceeding included (subject to a maximum of $5,000 per policy period)
  • Prior-acts coverage available to qualifying firms and their predecessors in business
  • Notary public, title agent and arbitration/mediation coverage included
  • "Consent to settle" clause subject to policy conditions