From beets to hogs, from field to market, AgricultureGuardsm offers coverage for the exposures faced by farms and related operations of all sizes. Coverages are designed for affluent hobby farms, owner-operated family farms, corporate farms, farm lessors and vertically integrated agriculture companies (growers/packers/shippers).
For detailed information, please visit www.agricultureguard.com. Below is a brief program summary.
AgricultureGuard is available in AZ, CA, CO, ID, IL, IN, IA, KS, MN, MO, MT, NE, NM, NV, ND, OH, OR, PA, SD, TN, TX, UT, WA, WI and WY.
Targeted classes of business (Not All Inclusive):
- Truck farms - vegetables, melons, berries, etc. for delivery/sale to market
- Field crop farms - wheat/grains, corn, soybeans, hay, potatoes, cotton, sugar beets, rice, etc. for delivery/sale to market
- Fruit farms/orchards - apples, apricots, nectarines, peaches, pears, etc.
- Vineyards - table grapes and wine grapes
- Nut orchards - almonds, pecans, walnuts, etc.
- Dairies - dairy products (food and milk)
- Cattle ranches - cattle for slaughter or sale
- Nurseries - wholesale, ornamental only
- Non-commercial hog confinement operations
- Grain elevators, hay dealers, feed mills selling to the public - available in all states
Specialized Farm Coverages*
- MultiGuard Farm Package - Property and Liability for personal and farm exposures
- Automobile - Standard commercial auto with farm-specific class codes, including personal auto on family operations
- Inland Marine
- Blanket farm personal property - includes cotton pickers, combines, irrigation equipment
- Stack limits for scheduled hay, straw and fodder - $50,000 (may be increased)
- Borrowed farm equipment - $50,000 for 60 days of primary coverage, includes leased or rented
- Foreign objects coverage provided, if written for special cause of loss
- Boiler and Machinery - available on an account-by-account basis
- Excess/Umbrella
Farm Liability Coverages*
- Custom Farming Receipts - no charge until receipts exceed $15,000
- Chemical Drift PD - $100,000 (higher limits available)
- Optional Chemical Drift (BI and PD Physical Injury)
- Aggregate limits per location with Agricover for Liability
Specialized Industry Coverage Endorsements*
- Orchard and Vineyard
- Dairy Operations
- Dairy Equipment Breakdown
- Environmental
*Additional coverage enhancements are available which are designed to specifically meet the unique needs of the agriculture industry.